This will vary based on region but in general 2 – 5 points, 11% - 14% APR (meaning this is the annual rate so divide it by 12 to get the monthly interest amount), and documents fees can be from $600 – $1,900.

You need to meet the right people and figure out how you can be of service to them then follow up and stay in touch in a meaningful way.Here are some ways to find private lenders and raise capital.Friends and family for who they might know Networking groups REI meetups and groupsCommunity eventsNon profit organizationsFacebook groupsOther investorsMortgage brokersTitle companies and closing attorneys Property managersGoogle search for local, regional and national PM lenders

We operate in the Southeast Alabama region of the US and would love to hear what others are doing especially when attempting to break into this Niche.

The title company also suggested utilizing the Miami Dade/Broward Regional Provisions box which entails the seller covering the title search.

My goal is to buy a rental in the Windsor or London region.

Of course, I’m speaking about the US.Read my post in this recent thread and click through the link I referenced on Becoming a Private Lender if you want to see step-by-step how we’ve been loaning our own money against flips.Lending rates are regional and unfortunately, your profile is blank so no one could address the rates in your city.

That being said, there are always going to be smaller markets in other regions as well as submarkets within large metros that may fit you price points.To aid you I have included the below image showing the median home values of each state. 

Does anyone know if there are national or regional lenders who will mortgage an investment property with as little as 20% down payment?

If you like, I can send you a submarket report for a region of North Philadelphia that shows pretty clearly how we analyze properties.  

Starting small, we took on remodels of local outlet stores and shops, then moved on to regional new store builds and existing store renovations with large construction firms.