Is this common practice on Chase's front?

Simple and good practice for a new property manager like your self.

Hey BP Community,As a new investor, I'm looking for some clarification on financing deals.  There's a lot of discussion around partnerships, private lending, and hard money, but I don't see much discussion on the actu...

In an effort to practice property analysis I need some monthly expense figures. 

Hello everyone my name is Kevin Starkey and currently a Law enforcement Officer in Indiana and new pro member to BP!

Because you live there that law does not apply to you.

As Denver has just been rated the hardest place for a first time home buyer, I've started a list of things that I think help our clients, but am interested in what other BP agents and people have to add to help make i...

So for a few years, took a step back in acquiring more and just focused on paying down, saving, networking, and learning a ton about Baltimore County rental laws.

I'm assuming laws are different in each state.

I think that @Cara Lonsdale hit the nail pretty close to the head on this one.From my experience, for a residential (1-4 unit) loan, the bank is going to use standard underwriting practices including DTI (unless they are going to portfolio the loan, in which case looking at DSCR would be the wisest choice in my opinion).However, just to clarify a bit:My experience is that they are going to do a personal DTI, not a property-only DTI (again, unless they portfolio, in which case they can do whatever they want).