So the last meeting I attended, I made extra effort to talk with people; which is hard for this shy introvert.

I'd be curious to see where they plan to focus their efforts and resources.

I myself am a newbie and applaud your efforts.

There is no fraud, and they won’t call your loan, if you are making a good faith effort to occupy the unit.....these things happen as fha is aware.

That comes with the caveat that you're not asking her to spend her money, co-sign for any loan, or put any time/effort into your pursuit.  

I'm looking forward to adding a DM campaign to my cold calling and broker-relationship-building efforts.  

I currently own 3 singles and am just about ready to start marketing efforts to find off-market deals in my market.  

In an effort to maintain the integrity of this list and prevent spamming, all recommendations must include your name.  

If you're willing to educate yourself more and make the effort to really learn the nuances.....don't go turnkey.

., buying in a worse area, or buying a property that needs work), or more effort (e.g., doing a rehab project, or doing the work to find an off market deal where you can negotiate a better price with a seller).In general, the less you put into a property (smaller down payment from you = higher loan to value from the bank), the greater your investment return BUT the greater your risk also because mortgage payments are fixed and they don't care whether the economy is good or bad, or rents are high or low.If you don't already know how to, I strongly recommend learning how to analyze rental properties repeatedly (such as various resources here on Bigger Pockets) until you understand the relationship of risk and investment return, and different ways each is measured.Only you can determine the right point on the risk-reward spectrum, both in general and in relation to your personal financial situation and any candidate properties.For example, a 15% cash on cash return might not be worth it if your debt service coverage only puts your net operating income 5% above your mortgage payments, but that's something you'll have to decide.