Like was said, you can buy it and sell it again, or MAYBE do a double close with the right atty, but they want something like $2k to bid and pretty high earnest money when you win so if your buyer flakes out last minute you are out some real money.  

I'm sure a lot of you have read How to Win Friend and Influence People, and I think that genuine approach to resolving conflicts and making sure that everyone (as much as possible) gets something beneficial from your interactions is central to whatever endeavor you're in, real estate or not.The question about wholesalers and hard money lenders I think comes down to the different degrees of risk the two parties take on when they're working with someone, and we're probably hardwired to interpret their lesser risk as being purely about extracting value.

You win or you learn.

If I win the bid, can the HOA foreclose on me since the house will have equity to them, or was the HOA lien wiped out during the Lis Pendens, or will they send me an updated bill  ?

My lawyer almost always wins and I only pay him half of one year's worth of reduction in tax bill. 

I know wholesalers in my area that wholesale auction properties, which means they win the bid and assign the contract to the end buyer.

Originally posted by @Antoinette CarellaFirst congrats on the big win, that's awesome.

If you go to her with a genuine desire to have a win-win outcome, she will sense that and it will build trust.

Slow and steady really does win the race in real estate, since time is your ally if you buy good deals and hold them.  

If a bank is fighting that case, the only way they can win is by finding some obscure issue, like maybe the HOA's servicer didn't accept the bank's offer to pay exactly nine months of past dues with no additional collection fees.