But if we have to invest around 500k SF in Milwaukee, the dilemma is that that's the starting condo 2/1 price too in bay area ; also in Hawaii I could have cash-flowing 2/1 STR.In summary the dilemma right now is:1. if we continue invest in highest CF in OOS, the replacement cost is 3 times the FMV.

Ended up getting the property back and sold for a wash.

I have a friend who is an airline stewardess, they rent the house and  share a bunk room.Obviously you need to be somewhere close to an airport. that said, You can find sfh that have great cash flow without the headache of sharing rooms.

For a lot of fixer upper homes, my offer, using an renovation loan, often loses out to lower offer cash buyers. 

Before I build of course, I want to make sure it's worth it - I want to make sure the cash flow and equity will be worth the investment. 

Recently, we did quite well on a business deal and found ourselves with quite a bit of cash to invest, particularly in real estate.

The Five C's of Credit: https://www.score.org/sewisconsin/resource/eguide/five-cs-creditCredit affects just about everything we do In life, Unless paying Cash ..

Except when paying Cash !

I enjoyed the emphasis on cash flow (I'm a cash flow guy) among other subjects discussed. 

But the ones that did had very good W 2 so they had the cash and income to qualify for loans.