But this likely will trigger the due on sale clause (not sure what VA loan docs say, but would bet that this would trigger it).

I finally pulled the trigger on one last week.

If you are talking about financing for an owner occupant no private investor in his right mind would provide financing - he'd either have to accept a very low interest rate or comply with both the SAFE act and the CFPB rules and regs for "high cost mortgages" as well as potential devastating penalties for non compliance without ever knowing if he is in compliance.

Not quite 2% but it would be a good primary to get student loans paid off, and start flipping.Question, anyone had experience bringing a non-conforming property into legal compliance as a duplex, any advice on the process, or will this just be a nightmare not worth looking at.

I looked into a few other turnkey companies but didn't pull the trigger on any.

A few are also registered or partnered with broker-dealers, which isn't a requirement, yet it does provide an added level of security that investments are being reviewed with even more SEC compliance in mind.

@Warren Lim Rules are different from place to place, but generally speaking there are two types of "triggers" for when you need a permit.

Be sure you're in compliance with zoning laws if you go down that road.If you do decide to rent rooms of the house you're living in banks consider those roommates and often won't consider that income.

Cap rates are determined by your market and can be used as an investment trigger or cutoff point for your personal objectives.

Being new and not having my finances in order quite yet to pull the trigger, I'd like to take this time to educate myself about buy and holds, which is what I'd be doing for the most part, and get out and start learning the marketplace.