@Rene Brodowsky appraisers, like most workers, will take the path of least resistance if allowed.Appears they are using an AI system to valuate your home.As suggested already, you may want to request an actual appraisal, which you will have to pay for, and send your own comparables to Huntington Bank to try to guide the appraiser.Otherwise, you may need to try a different lender.

I think the key word is community, and I've tried my best to cultivate a great culture and group of people.

“How come my tenant was awarded my property as compensation after they were injured falling out of a 20 foot tree I told them they had to trim?”

I'd assume near a hospital would be a great area to purchase a rental?

We would recommend just listening to some podcasts / Youtube or jumping on FB and looking for Note Groups. 

My question is if I made the HELOC go away from my cash reserves, could we then agree to seller finance the remainder and then use the cashflow from the STR to pay her plus give her a percentage to manage the property? 

It helped I got to work through the options myself, a job benefit maybe haha.  

Best to ask a SEC attorney.

I put up one of my properties for sale and I received a verbal offer that I liked but the agent is asking if would be willing to accept 20% and interest only financing for 2 years.

Any special caveats to include/exclude in the insurance coverage as its a rental property?