If you need financial help, ask under the "Finance, Tax, and Legal" forum.

Does it being in at least $7,200/mo in rent to cover 1.2% DSCR loan if you put $275k down and the insurance/property taxes/utilities are under $500/mo?

When I’ve been in their unit for inspections and various things there is no smoke smell so I know it’s a once-off thing usually.

Write yourself a check made out to 'cash' and deposit it for the funds needed.Also, you may want to check if you need to KEEP 150% of the funds needed in escrow with the town.

The HELOC is paid off and closed with the sale of your property. 

Also what about tax implications.

As someone who was skeptical, they impressed me enough to get off the sidelines and connect my IT team and head of our portfolio team to work with them.One final divergence between the two particular companies is cost.  

I just need to have a hole dug for septic (55 gal plastic drums) like I have at my Off-Grid place.

If you can come out with $10,000 - $15,000 in cash, after-tax, in you bank account, BEYOND the amount that you will be putting down on the property (the 3.5% down PLUS $10K cushion), you are probably getting to the point where you can make a house-hack purchase where the risk/reward is in your favor. 

(biggerpockets.com)   is inaccurate:"Many readers who are familiar with real estate investing and primary residences will be asking questions about the tax impact of selling a primary residence.