Can anyone help me to express sufficient sympathy that I don't sound heartless, but not so much that I sound like a sleazy salesman?

Would this be something that is covered under the umbrella. in both of these cases, would these be something that my umbrella would cover, paying for an attorney to fight the termination and also paying what would not be covered if the company holding the regular policy will not cover the damages, even though the regular policy has sufficient coverage i.e. the limits that are stated in the policy should far and above cover what is being asked for repair.

The first thing that comes to mind that some lenders fail to address is the difference in FHA requirements between 2-unit properties and 3-4 unit properties....a self sufficiency test. 

I'm wondering if on at the street and off at the main would be sufficient to qualify as 'utilities on' until closing

You simply have to find an area that supports your goals and provides the numbers sufficient for your investment criteria.Buying out of state is not the immpossible/huge headache/etc.

 For about 100- 110k you can get 12- 14k NET income,,,, so 10% +++ net cap  That is more than sufficient for my goals.

Hi Frederico and welcome to BP.The first question is whether there are multifamily dwellings that are rentals as they could in theory be all condos.In any case, there is a simple reason for why and it’s because Italy doesn’t have the real estate investing culture we have in North America so there’s no sufficient interest in that to have a portal.Also, one of the main things that makes multifamily lucrative in the US is the loan products that are available and they’re not available in Italy.

The big caveat with these numbers is that our operators all only take patients that are self-sufficient and do not need 24/7 care or memory care as there are a lot less regulations.We have an owner who owns many assisted living facilities but has some single family homes that he rents out to operators who then utilize them for assisted living facilities.

I find the BP analyzer to be sufficient.

Its advantages are that you can put low down and not have to deal with FHA self sufficiency rule (down side of FHA) and it has way less expensive mortgage insurance than FHA (1.75% upfront one time +.80 to .85% month for up to the life of the FHA loan).The downside of Freddie HP is that you cant really use it in more expensive coastal markets because the price is too high and if there are income limits to qualify for freddie HP its going to be a game of chicken or the egg.