You can do a lot of the market for free, just do lots of leg work to get started (get business cards and maybe a printer - $100 all in should set you straight plus gas money).  

As long as its properly serviced and local and federal laws are followed, and as long as he is not related to you in your vertical ancestry, this is a pretty straight forward deal. 

I would just ask straight out "If hard money loans aren't on my credit, does the FHA lender have any way to see them?"

You can go straight into rehabbing and buy and hold but as a new investor I would make sure that I parternered with someone who is successful in the business.

Also, I don't want to throw 15k straight into the house before I can even live in it, we have that money but it would drain me almost completely after the down payment.Has anyone figured out a way to finance a septic system back into the mortgage some how?

That part seems straight forward.

It should be pretty straight forward.

Miller in the Atlanta area and he has been a straight shooter with the stuff that we have put together.

I said I wasn’t going to respond to you anymore because it’s a BIG waste of time when I could be working on my business but I have to get you straight on a couple of things.

Instead of "wait 15 years until you save enough to buy a home straight up" it's "buy a house as soon as possible, and use your own savings and the rent from your friendly neighbors to pay it down as fast as possible."