Wholesaling isn't necessarily something I want to do but I'm studying all aspects and avenues of RE and it is fascinating how contentious this one issue is.Back to my point:  Again I think this site is an invaluable source of information but, when I comes to Wholesaling, the folks at Bigger Pockets seem to be almost unanimously for it as a legit way of making money. 

This is one of my favorite features of Bigger Pockets especially for asking specific questions.

Your ability to put money in or required credit will vary source by source.

This is one of my favorite features of Bigger Pockets especially for asking specific questions.

Elance & oDesk are being acquired/rebranded by Upwork...Upwork  also has a recruiting team that can help you find a great freelancer based on your job specifications, budget, required skills, etc.The recruiter will source and invite freelancers who fit the requirements to apply to the job and shortlist the best applicants for you to interview and hire.

This is one of my favorite features of Bigger Pockets especially for asking specific questions.

This is one of my favorite features of Bigger Pockets especially for asking specific questions.

So the underwriter looks to see where you are now with ALL sources of income and debt vs where you'll be after the purchase  and applies their maximums appropriately.The brokers I have worked with would not allow the 43% DTI as in your scenario, @Justin R.So the key is to either buy a rental such that it does not send you over the maximums or reduce your other debt or increase your other income until the ratios work.  

highlight_post=1447958&page=1#p1447958sorry just figured out the link feature.  

This is one of my favorite features of Bigger Pockets especially for asking specific questions.