However, both options have their merits.

It's normal to feel a mix of excitement and nerves – it's all part of the journey.With your short-term rental in NY no longer an option, flipping could be a solid entry point to build up some capital for future ventures like buy-and-hold properties.Choosing the right market to start is key.

Not a super-helpful answer I know, but the options are pretty vast!

No money down options just aren't smart for beginners.

I've thought of 3 different approaches - 1. co-borrow...multiple parties on deed, entitled to % rent & depreciation based on investment, have "access" to property2. co-sign...multiple parties not on deed, negotiate % rent & depreciation based on investment, no legal access to property3. side-deal...parties gifts the down payment, operator must qualify for loan, all other details TBDAre there more approaches/options?

I figured I would come on here and ask folks on creative ways to utilize this alongside financing options to scale into the multi units space while not waiting another 4-6 year period to repeat the process.

We once had a tenant make a claim about mold through their attorney, they hired (unbeckoned to us) a home inspector who said in his professional option there was a mold like substance. 

I think traveling nurses would also be a great opportunity, I haven’t had experience but from what I’ve read and heard anecdotally I think it’s a viable option.

So Whole selling is pretty much your best option and to get a list of prime properties to wholesale wasn't easy.

@Russell Brazil I had to explain this to numerous people this past weekend.