Of the conforming loans, the conventional is probably the most versatile.

You created a wonderfully attractive and versatile plan and then adopted to make the best use of what you created.  

Here is a tad more detail on the property and my mental math.

You're pulling from a work force of highly volatile people, who're tasked w/ doing an extremely physically and mentally draining job (in whatever weather mother nature provides for the day). 

I wish I had the mentality to take this step at such a young age.

Having a mentality of "always learning" (never failure) is always going to to get you to success sooner rather than later. 

If everything needs to go perfectly for the deal to make sense, you've got to create a matrix of paperwork and hope your contracts are really bulletproof, and pray the loan never gets called and nothing ever goes wrong and do mental gymnastics to justify it, then it's not a deal IMO. 

If I adopted that mentality, I would just leave the investing space as a whole.But again, thanks a lot for your input man because everything is something to consider! 

I grew up around a “grind” mentality, and my family members seemed to spend all the money they made.

Or their mind set or mentality..