House Hacking 2.0 has the additional benefits increasing capital (partners provide cash), decreasing risk (spread out among partnership), and increasing loan worthiness (partners provide loan worthiness).I am a fan of low/no down b/c instead of money going towards the acquisition it can increase financial reserves; provide money for more properties; and massively increases cash ROI %.

That massive jump eats into profits and makes it harder for you to positively cash flow.

Upside potential outweighs negative cash flow is why  perfect example was SF peninsula most every thing 20 to 30 years ago would not cash flow unless you put a very large down.. but then that 500k property that was negative 250 a month in 5 years doubled in 20 went up 6X and rents caught up in 4 to 5 years and at 10 years massively positive ..

I don't see a massive or quick potential for appreciation with today's prices (which is fine as we're looking for a long-term hold), but if we're basically buying a part-time job to self-manage, it needs to be somewhat worth it. 

If I can make a suggestion that will be foreign & not make much sense unless you look into it, Oklahoma will be a massive money maker for the next 10-15 years.

My tenant reported that they heard a large explosion and then a massive fire ensued that ultimately ripped through four units.  

If it's all one can do, they will probably be turning rocks and wasting massive energy for years.

Each missed payments has a massive delinquent penalty like 10% plus other fees like grass cuts, sewer, city board ups, etc can be certified and added to the taxes.

who had massive increases in the interest rates (over 2 points!)

Everyone will tell you that appreciation is important but in the beginning stages, you can't afford to have a massive overhead cost come out of the blue and ruin your entire plan.***6) Repeat, Scale, and Teach others!