I'm asking this question because I'm getting different answers from different CPAs as to how much I would save.  

Having different people every week in your living space can't be fun, and just not something I would want either.

There are two different issues at play - the titling and ownership of everything is more of a legal liability issue.It is possible to still have a tax partnership just with execution of a JV agreement, even if there is no formal LLC in place. 

Looks like I should have asked more questions :) Okay some of the comments are assuming you plan to be the main operator and you won't hire a property manager. 

Would you have done anything differently?

Do you mainly have residential tenants or commercial tenants @John McKee?

I did contact couple of attorneys in Tampa but I got so different answers that I don’t know what to do or say.

Technically (although rare from what I hear), when you transfer your property into an LLC, that is technically a different owner, and the lender may call the loan (meaning you have to pay it back). 2.

It's key to keep learning, look into different ways to pay for places, and think about ways to share housing costs.

There are many brokers who work with investors and they tend to have different approaches and terms from one another.