Then I take your loan balance, $19,776 and using the discounted cash flow/present value functions on my financial calculator and calculate back to determine how much (or little) I have to invest today to buy that mortgage in order to turn its (face value) yield of 12% into a yield to me of 20%.Back in grad school and when I worked I was actually pretty good at doing this.

The best advice I could say is. . .Always continue to further your knowledge in REI.Get a job that can work around your school schedule and save up some money while you are learning about REI.Try and improve your credit score while working and going to school if you can.If you are going to school in a city that you plan on living in afterwards then do things that are important for REI that don't cost a lot of money.

I have some contacts in the Cincy area that went to school in Dayton.

I work as a school bus mechanic during the day.

It can take someone who made a number of wrong turns in life and leave them with a lifestyle that is even better than those who choose more wisely in school and on the job.Three Motivate sellers are motivated for a reason.

My name is Michael, I'm at the ripe old age of 17 ,18 in a couple months, and I just graduated from High School.

I started investing in real estate with a buddy in Iowa, but my wife and I just moved to Kansas City so she could go to med school.

I have even seen where a lien place by a School District will cut into your profits.

Now im going to be attending school in Orlando.

So cal, there's nothing magic about this approach.