Loosely translated it means, "a rebirthing", as in being reborn to a new personal and financial destiny.Gee - I wasn't aware that helping people become financially independent and helping them secure their financial future was an "ugly motive".

(Think loose handrails, and other usual inspection result issues).C.

I did refinance with other California based bank for other investment property and they never asked me copy of insurance of primary home owned by my spouse.Only other option left in front of me is loose 600$ appraisal fee i paid for this XYZ bank and start all over again by paying 600$ towards appraisal fee againPlease advise

I heard I loose lot of money if I follow that approach.What other good approaches to use this 401k so that i can use that money to pay off my rental property remaining mortgage and if pay some of high interest credit card debt without loosing lot of money in taxes.

Is it good idea to do cash out refinance and loose 2.85% mortgage interest rate and pay bunch of fees like closing costs, points (but I can clear of high interest credit card debt with cash out money ?) 

Title insurance and mortgage issues depend upon the respective companies, but in general, you are at risk of loosing both.As always, seek the legal opinion of a qualified attorney before taking any such action,

A few weeks ago i had asked my plumber if he could pressure test the lines to make sure there were no broken pipes. he told me that he could do it but the air would leak out if even one pressure fitting was a little loose, air will escape there and you will not be able to hold pressure. but it is definitely worth the try.

You also need to understand that besides the small amount of profits architect would loose there is also a HUGE amount of legal liability they are taking on. 

You can get away with every two weeks and occasionally every three week in a long dry summer... but then you risk loosing your landscaper.Bob

There is some thought that if you don't have much equity if someone sues you you don't have much to loose.