Throughout this year and the next, I will be working on building rapport with contractors and incorporating rehabbing into my current business.

I have heard about options where I could do a refinance based on final ARV, so that I could incorporate my existing mortgage, pay off the personal loans, then draw out enough cash to complete the project.

I have spent my entire career in corporate;  however my real passion has been to invest in the real estate market.  

I am restructuring my rental's financial tracking now and will incorporate that in the process. 

It's not the days when people owned insurance companies to be in the business of insurance and the claim is seen as a customer service opportunity.... 

What I bring to the table: my expertise in software engineering (if custom development is required for whatever reason), some cash for the downpayment for at least a couple of deals to start with.

That's what I was thinking, @Sam Balland @Brad A.....looking at the bigger picture where there is lots of property bought and sold over time, rather than just residential customers where it could be decades before they move again.

There are 2 major advantages to this:It does not affect the tenants credit scoreIt does not require that you go through an onsite inspection by the credit bureausIf you want to pull a report (instead of the tenant pulling and then sharing) then likewise this would:Affect the tenant's credit scoreRequire that you have a 3rd party physically come to your office to perform an onsite inspection (They would check to make sure you are a real business, that you have security measures, etc.)But, yes if you are willing to go through these steps you can pull a credit report from a signed authorization assuming you have a permissible purpose to do so.TransUnion Credit Retriever would be one such source to do this.Most of our customers prefer the ease of not having to jump through the hoops of a site inspection.

It's impossible to answer meaningfully as there's no criteria state to make the evaluation.Consider:  customer serviceclear and easy to understand documentationlargest inventory selectively chosen inventoryable to present the properties that match your budget and preferencesthat list is the tip of the iceberg as it could go on for pages.I get this all the time with computers and software - - we all fall into this  trap from time to time.

Karen,You might want to check out Custom Homebuilders Solution.