What are some companies still insuring rental properties in Orange County California?

They usually have skiptrace companies that offer contact information if you have the address 

Something tells me you won't be working 4,060 hours to do so - 80 hours a week year round.If it is a more active rental model that it is not considered "rental" income, then you would need to put in at least 100 hours with that being more than anyone else (employees, contractors, management company, etc), or you would need to put in at least 500 hours.So your "quick" question is actually fairly complicated. 

They point to the company doing 30-40, which is directionally consistent, deals a month so you wont necessarily find it in any database.

My concern is being able to find a company or anyone to help me do this. 

You could then do a cash-out DSCR loan, and take out enough to pay back the original and funds to build the ADU.

This is DR Horton SFH, and is a newly built single story 4 bed, 2 bath that is surrounded by expensive MI homes. 3) Move into the townhome. 4) Use my $130,000 HELOC as an emergency if rent defaults do happen and save for a year until I reach my emergency fund goal of $41,000?

Do you have any recommendations for a property management company?

They have a funds under Cogo and Secured Investment Corp. 

@Alvaro RodriguezIf it’s on your property it’s up to you to handle it, I would call a tree company to come take care of it