Either way, it's a win-win for you.

I make a little less but create win/win long term relationships.

The interest. which is simple not compound, accrues over time based on your winning bid for that certificate.  

Any insight could be helpful.Well, you  might want to ask the winning bidder at the HOA's foreclosure auction if they are prepared to cure any delinquency and make payments on the senior liens: 1st mortgage, 2nd lien, etc., if any.

As far as I can tell, your liability is no more increased than when your tenant has friends over period; which you can't control or stop.Also, even if you win the eviction suit, if she follows up with a fair housing complaint, your *** is toast.Just let it go, if it's just her kid, her friend, and her friends kid.

Each person most likely will need them, your money us covered and they are making money win win.

I got married a week after we bought the house and jumped right into it after our brief 4 day ‘mini-moon’ on the Oregon coast.Since it’s the first thing everyone want’s to know; Here are the numbers:Home Specs:Before – 2 Bed, 1 Bath; After - 4 bed, 3.5 bathPurchase Price of House: $365,438Total Rehab Costs (incl. architect, engineer, & permitting): $336,888Soft Costs/Holding Costs: $8,774Total Purchase and Project Costs: $711,100Final Sale Price of House ($55K over asking): $885,000Realtor Fees: $42,038Gross Profit for Project: $131,863Funding Source: Private LenderThe duration of the project from acquisition to design, land use review, historic committee, construction and final sale was just over 13 months.I’m going to chalk this one up as a WIN.

Will he win?

Paying down high interest debt is a guaranteed win.  

Related, Auction.com tells me that they can not say whether or not a Seller on/thru their auction site will satisfy existing liens prior to closing of the winning bidder.Appreciate the feedback.