I think that's a win. 

I'm between deals right now, so I think I'll take my $250K cash reserves to Keeneland in Lexington, KY this Saturday and put it all on triple crown winner American Pharoah to win The Breeders' Cup!  

It's kind of like winning a small lottery :)  thank you sincerely for your very sound suggestions!  

New investor looking to meet like minded people to partner up with and create win-win scenarios.

They cut out the middle man, don't pay above market value, get better returns, have hands on local infrastructure and everybody wins.

I know that the 1st mortgage survives the lien and if I were to win the HOA auction but my question is how can I find out how much is owed on the mortgage?  

The first thing I did when I sat down with a brokerage firm was explain my expectations...I plan to invest, I plan to use creative financing, because there is a huge market we are leaving out by not implementing it, and I plan to specialize in win-win solutions (again using creative financing)... if the brokerage could not agree and support my objectives, I would not agree to align myself with a brokerage that I will be paying some of my income yet subjecting myself to lose money due to abiding by their scared rules.

If not, I suspect you will at least add to your Buyers list for future deals.Over the past 33 years, I have had many deals that didn't close but served to introduce me to Buyers & Investors that I went on to do deals with later.For me, it's a "win" either way. 

I can tell you that $539/mo Net Cash Flow in Dallas is a big, big win!  

@Matt ScottOne of my favorite quotes, as the famous philosopher Mike Tyson once said "Everyone has a plan until they get punched in the face."