My name is Hector Marin and is my first experience in this web site, I'm looking to connect with awesome people who want to create win-win opportunities for business, and also with those who believe that a great way to success in business is by connecting and building effective teams. 

My  contractor has advised that it would be more cost effective to simply furr out the walls and put up a nice smooth dry wall instead of trying to even out/improve the current situation.

Thank you Sandra for the heads up, I retired in 07 and never encountered it in the field and the damaging effects probably took some years to manifest....  

So I am, in effect, starting over again from scratch.

Google "FHA seasoning guideline" or something to that effect for more info, but essentially it has nothing to do with what your initial question was asking.Btw, I sent you a message back earlier today to email me.

My name is Chris, I'm currently a 23-year-old college student in Los Angeles, California, studying Visual Effects for the entertainment industry (i.e., special effects for movies -- y'know, blowing stuff up).

I really want to keep things as simple and cost effective as possible before going the route of talking to an ERISA attorney, but I appreciate your input.

I can direct user selections to different cell phones, screen calls, give direct extensions to different team members.

Here are some recommendations for you:Find and connect with other BP members that are in your area:http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you:http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts:http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

The unintentional side effect is this creates and employer-employee relationship and that spells a nightmare if there's an adverse parting of the ways.