Before you make a choice, clearly define your long term goals. 

However, I wouldn’t define your current situation as being “stuck” as you wrote because you said that you’d have $120K-$180K if you sold.

Those areas are all very diffent, narrow down and your search and better define your criteria.

The bank has said it is a Line of Credit, but hasn't defined any sort of specific cap. 

Maybe the unrestricted "weekend" content could be segregated to an "unrated" playlist if it's that important to make swearing a core component of BP episodes.For context: Here's how I consume your content: I use Google Podcasts, set to automatically download episodes of subscribed podcasts so I can listen whenever.

Define what's important to you as the buyer in the negotiation.

QIP (qualified improvement property) defined by IRS code section168(e)(6) as “any improvement made by the taxpayer to an interior portion of a building which is nonresidential real property if such improvement is placed in service after the date such building was first placed in service.”The intent of the TCJA was to treat QIP as 15 year property.

But all in all I would say define your ideal use, check compatibility with zoning and get a phase 1.

. $25-30/sf for a lower end refresh.I have not designed the garage space for the ADU yet, but when I do define the scope, it will include all new electrical, plumbing, HVAC, custom windows, insulation, 1 full kitchen and 1 full bath, exterior paint and a couple of new garage doors.

Hopefully now that there is a vaccine we can think about going back in person next year, but we will definitely always keep the virtual component!