Prior to this year, interest rates had been steadily declining since the 1980s financial crash, this is not a coincidence since that is the same timeframe that our national debt levels began to spike.US debt to GDP:  https://fred.stlouisfed.org/se...30yr mortgage rates:  https://fred.stlouisfed.org/se...

Not to mention Airbnb has been declining over the past year tremendously, and user confidence has deteriorated and is continuing to do so.

It just means The YoY in 2023 is declining compare to YoY in 2022.Of course it's still high because your wage doesn't grow as fast as inflation and in reality actual price is still up.Hope you don't understand the concept.The only way for individual to go againts inflation is having primary that has no mortgage or you don't pay anything for housing..also in reality, inflation just means a devaluation of currency, price is not going up, but your dollar value declines, againts material and labour.....

However, as we approach the closing date, they've suddenly requested a higher down payment of 40%, citing a "declining market for short-term rentals."

Do a declining lease option.

What would you state that would get you out of the offers you can't accept because you only have enough down payment for one offer.Another thing is I would imagine that if I'm going to find 10 duplexes to put an offer on, since most of them won't be a great deal, I'll have to put in a really low offer on those priced too high and most likely will be declined. 

I get an email next day from Zillow that the tenant account was flagged for not adhering to security protocols and the payment was declined to process.

It took a LONG time (and many declined offers) to find this deal.

Baltimore has cash flow, but not only is appreciation more random, but some neighborhoods actually decline in value quite often.

Hi Marta,The market is pretty strong although most commentators are predicting a small price decline for 2024.