She said everything is negotiable.I had a few thoughts on what I could do and wanted to get some feedback. 1) I can borrow up to 65% from a private lender friend at 15% interest, with 12 months to pay back.

Oh, so many choices....  

The presence and or choice of job was not under consideration.Now - I have my reasons why even though I agree with you and the video, I think job is the wrong way to go.

Check your area and see how much the VA will allow your to borrow in your county. 

@David Shapiro, It's not a taxable event because you are simply borrowing money secured by your property. 

Choices:1 - Refiannce on the new property and use money to make a downpayment on a new property2 - Save up 20% for a new property3 - Try to quliafy for FHA loanI am wondering mainly in NOVA because our market is tapped out, is it even a good time to buy right now when everyone is saying the bubble will burst?

Diversifying into REI is a great choice.

If you had a choice between owning 100 different 1 bedroom units/houses which might be scattered across a town and owning 1 100 unit apartment building, which would you choose if each route had similar total acquisition cost?

Gerald McGee                                                                                                                                                                                                        P.S coming to BP was a great choice because you have access to knowledge and resources, and you can find cash buyers here as well and analyse and market properties on here.                   

@Mansoor FazelCongratulations, and compliments on a great choice.