I'd been working on this article for a couple of weeks, but given the economic announcement VP Harris made last Friday, the timing couldn't have been better.

My big concern right now is that cash flow, reserves, and fixes don't feel right.

For example on SFR primary/second home properties, typically HELOC's are structured as a 30 year amortization, with the first 10 years usually being the 'draw' period (time to utilize and pay down the credit line) interest only and 20 years amortized principle and interest payments.

thanks for the inputs Varun let's chat, I spent some time growing up there and have a few rentals and family there..

Over time, the benefits of house hacking, including potential rent increases and the ability to live affordably while building equity, can far outweigh the initial concern over under-market rents.Keep your focus on the long-term gains, and you'll likely find that house hacking is one of the smartest financial moves you can make.

While not as dynamic as the post-pandemic boom, key indicators suggest positive momentum is building.Vacancy Rates and Demand: U.S. multifamily vacancy rates declined for the first time since 2021, with the Sunbelt region leading demand.

If someone was observing me all the time they would say I'm working all the time.

Offer a bonus to contractors or GC to stay on time/budget.

I'd love to move into this full-time but not sure how to structure the initial crew, compensation and insurance.

Good afternoon,Long time lurker and podcast listener.