Greetings:Generally all IRS liens follow.Depending on where you are, you either take title and wait the requisite # of months for the IRS to claim the property (in which case you are paid back for the purchase price only - not improvements) or title is not transferred until after that period. 

If you have a decent REALTOR working for you, they should be all over this.I would give a written demand that the insurance money be used to make the repair or that Seller transfer the funds at closing so you can make the repair.

Although according to the lender and the terms I am allow to transfer the property to the llc as an act of donation. 

We are encroaching on the largest wealth transfer in history from Boomers.

I have transfers set up every two weeks for savings, bills, and investments and then what's left over after that is "free money that I can use for what I want.

I have been in the Army for two years and am currently looking at transferring to the Space Force, so I very well could be moving around.

They set up the exchange with the closing company, handle the transfer of funds, and consult with you to keep you on the straight and narrow.You are correct. 

I started to sell some assets in my portfolio and I get questioned why the loan has not transferred between servicers in 48 hours, why the collateral took a week to get to them...

Risk parity, although more commonly applied to stocks and bonds, is a studied portfolio management theory that you may find interest in and find you are able to glean knowledge that transfers directly into real estate.Take care!

In addition when you do decide to form LLCs to transfer your personal properties in the future you have to transfer the deed to the property and (at least in NJ) have to pay realty transfer tax which I just did for one property that I owned in my own name for several years (I had an umbrella insurance policy)  and it cost me $1300 to pay the tax (far more than setting up the LLC).