When the Banksters lower the interest rates to zero or like in Europe, negative interest, people with money have to scramble to save their assets somewhere else and try to make money.

Threats won't get you anywhere, you'll need to put these items in very kind terms or save them if the association gets nasty with you.

Sorry for the long post and all the round/estimated numbers but I was so young and didn't have a clue what I was doing so I don't have them saved anywhere readily accessible.  

If you want to send me your contact info or get in touch with me privately send me a message and we can discuss further thanks for your

I currently have savings of $12,000.

I contacted North American Savings Bank, and I'm hoping to find other lenders to compare the rates.

Background:I've currently got 4 SFR rentals (all acquired from turnkey providers) and 1 primary residence.I've got approx $40k in savings(for investing) and just acquired $100k HELOC on my primary residence.Looking for some different perspectives on what others would do with this money for a "next move".Thanks!

The other bank I also use was interested, but wanted me to move over to their private bank and transfer over my investments to them (they charge a management fee, which would equate to around 12.5k a year for doing nothing).  

I'm independent, no debt, no student loans, very low tuition (with financial aid grants), rent of $500 per month, credit score above 750 and a small chunk of change saved up in the amount of $15,000. 

I've done nearly 2.000 private deals (and counting) in my 25+ years specializing in this niche.