We found a property that we like a lot and was getting ready to pull the trigger on it but wanted to know what would be the best strategy for us without going the conventional loan way or FHA way due to having to; 1-having to put down 20% for conventional and 2-having to live in the property for a minimum of 1 year with the FHA.

This, I feel, is the least you could do in a subto deal if the loan remains in the seller's name. 

I know several lenders that'll do a loan in your LLC, but it'll be a debt service coverage, ratio loan or dscr.

I am currently completing the pre-licensure course for my MLO license, aiming to become a mortgage broker specializing in primarily non-QM/hard money products, along with some conforming loans.

Loan gets cancelled.2. 

Hey Charles, conforming loans will not allow you to close in an LLC.

Hard money lenders and private lending institutions/businesses will loan up to 70% of arv including rehab cost. 

My first thought for an unfair advantage is owner occupied loan options for a house hack.

This makes a conventional loan hard to fit.

But also, you still have to qualify for a new loan to make ANY strategy work.