![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2236183/small_1635343899-avatar-albertol32.jpg?twic=v1/output=image&v=2)
14 February 2024 | 28 replies
Payments show up on time.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2925508/small_1707957394-avatar-aben6.jpg?twic=v1/output=image&v=2)
13 February 2024 | 15 replies
Hey Abe, one thing I would mention is to consider what down payment would be required with the lender you work with.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2926262/small_1705876500-avatar-saraa112.jpg?twic=v1/output=image&v=2)
10 February 2024 | 2 replies
Hi all,Need some wisdom. We have a house we want to purchase for a STR that comes in at $170,000. I am approved for a DSCR loan with 20% down and 8% interest. (I am independent contractor for less than 2 yrs, so conve...
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1647742/small_1708029114-avatar-matth462.jpg?twic=v1/output=image&v=2)
13 February 2024 | 6 replies
Can you try to utilize a 40yr term or I/O period to lower the payments a few bucks?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/347616/small_1679020322-avatar-rcdcapital.jpg?twic=v1/output=image&v=2)
12 February 2024 | 6 replies
They would provide you with the terms befitting your situation, you would agree to the terms, pay for down payment, closing costs, appraisal.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2741048/small_1694556371-avatar-inc2.jpg?twic=v1/output=image&v=2)
12 February 2024 | 18 replies
How much down payment should I prepare?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2944819/small_1709235964-avatar-sams829.jpg?twic=v1/output=image&v=2)
12 February 2024 | 1 reply
An example would be those who can't afford a mortgage of less than their cost of rent simply because they don't have a down payment and the score to back it, yet provide accurate and detailed rent payments over X amount of years.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1533336/small_1694722665-avatar-codyv22.jpg?twic=v1/output=image&v=2)
12 February 2024 | 12 replies
Knowing interest rates are crazy right now and cash flow would be minimal anywhere without an extremely large down payment, I have thought about and am fortunate enough to think about purchasing an investment property 100% cash.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2927315/small_1705966524-avatar-walkeri.jpg?twic=v1/output=image&v=2)
12 February 2024 | 6 replies
You'll need a down payment which is negotiable between you and the seller.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2944271/small_1707566048-avatar-johnm2921.jpg?twic=v1/output=image&v=2)
12 February 2024 | 3 replies
Hi John, lender here - it really will just depend on your debt to income ratio which is the percentage of your gross monthly income that goes towards paying your current debt payments.