Basically, the house has a decreased usefulness due to having only 1 bathroom and 3 bedrooms.

AMEX sends me a message if my score has increased or decreased and will explain why.

Per my real estate agent at the time, the condo's value actually saw a slight decrease from the time the condo was put into my name in May of 2022 and the time I sold it in March 2023. 

If the loan amount is high, lenders will reduce, fees/decrease interest rates.

@Kalin Stocker cap rates have compressed greatly as interest rates have decreased.

Annual Rate Amount % increase in purchase price as compared to 5% - 30 year loan Amount % increase in purchase price as compared to 5% - 15 year loan 8.000% $ 146,320.00 -26.8% $ 165,499.00 -17.3% 7.500% $ 153,550.00 -23.2% $ 170,611.00 -14.7% 7.000% $ 161,376.00 -19.3% $ 175,961.00 -12.0% 6.500% $ 169,862.00 -15.1% $ 181,561.00 -9.2% 6.000% $ 179,074.00 -10.5% $ 187,424.00 -6.3% 5.500% $ 189,091.00 -5.5% $ 193,565.00 -3.2% 5.000% $ 200,000.00 0.0% $ 200,000.00 0.0% 4.500% $ 211,895.00 5.9% $ 206,746.00 3.4% 4.000% $ 224,885.00 12.4% $ 213,818.00 6.9% 3.750% $ 231,830.00 15.9% $ 217,483.00 8.7% 3.500% $ 239,095.00 19.5% $ 221,238.00 10.6% 3.375% $ 242,853.00 21.4% $ 223,149.00 11.6% 3.250% $ 246,697.00 23.3% $ 225,084.00 12.5% 3.125% $ 250,630.00 25.3% $ 227,041.00 13.5% 3.000% $ 254,655.00 27.3% $ 229,023.00 14.5% 0.000% $ 386,510.40 93.3% $ 284,686.00 42.3% 1: If interest rates decrease to 4% for a house, worth $200,000 when prevailing rates are at 5.00% for 30 years, that person can pay $224,885 for the same property (an increase of 12.4%) without an increase in the principal plus interest.

So investor need to measure supply and demand  and select good investment carefully .If your home losing value while MF cap rate decreasing ..:.

We decreased the time and complexity for our clients by forming a team of trusted third-party service providers.

Our concerns are 1) uncertainty of liabilities in CT 2) decrease in re-sale value down the line 3) possible loss of income in Unit 5.Any thoughts, opinions are previous experience with non-conforming unit?

The primary target market for most of our flips is first time FHA home buyers, some of which will be forced to decrease the price point for their purchase because of higher interest rates.