I mean without a mention of a short sale, foreclosure, auction, or panic?

I'm sorry for not mentioning... it is a 6 unit, 2 triplexes.

Also, just mentioning the word asbestos will scare some people off.

If the refinance lender isn't direct to Fannie Mae, they may say you need to hold it longer as well.As @Curt Davis mentioned though, if you are using your personal name to purchase/refinance and then doing a quit claim into either LLC or Inc it really doesn't matter.

You mentioned "liability and umbrella insurance policy should be sufficient".

Do you have a contact here in MN that does the cost segregation "mini study" you mentioned?  

So... neighborhood is a nice and quiet area behind a main road that has some rough parts... my neighbor itself is pretty nice and people always mention things like “oh I never knew these were back here!!”

You pay the mortgage, and nothing much can go wrong from there.I mentioned doing NNN leases with owners owning properties for a long term, can't sell because of capital gains.

Thanks for the mention @Scott Hollister. 

I must also mention I did actually add the addresses into the Wayne county system they came up blank these Apts been Abandoned