It's a fascinating process trying to make a decisions about what is for us our only asset.

Since investors have to be financially creative, I thought this was a good crowd to ask :) Thanks!!

Best of luck to you in realizing your financial freedom goals,Sara

I recently moved to Arlington, VA after graduating university and starting a career in the financial services industry.  

Hello everyone, I am located in San Diego, i have been interested in real estate investing for quite some time now; but i have had a lot of stuff going on the last year or so; finally, life is set in the right direction now so i can finally focus some time into my financial goals.

I can also get solid, 7%+ returns with a couple of oil and gas companies and bet on rising energy prices, but I'm separating stocks, REITs, and notes from real assets that I'm purchasing.

I'll be sure to review the financials in detail.

A commercial, asset based loan will probably be your best bet.

The main focus of the cause was targeted at the financial industry for its relaxed lending requirements...

You might put more value in financial and your wife is thinking emotionally for the happiness of the family etc.In future years on an ARM if you see that rates are rising past the threshold of the ARM then you might want to refinance for a long term fixed rate at that time if you want to keep the property long term.