The property was completely full with all personal belonging.

Other than that, you might look at personal loans, which are probably higher than a HELOC but lower than credit cards.  

All commercial loans will now have new covenants if borrowers do not provide timely personal financial statements, personal tax returns, business tax returns, rent rolls (if applicable) timely.Personal financial statements and rent rolls (if applicable) are due within 60 days of the expiration date of the personal financial statement.

Hi Everyone,I was told purchases through the LLC are best using paydex to prevent personal credit/financing being involved due to liability and risk.

If you have 12 months of business/personal bank statements to support the $20k/mo, you could be looking at rates in the mid-high 7s with good credit and 20% down (assuming second home). 

Right now we just have a separate personal account that houses our rental income and expenses.

The guy before him gouged me on my personal home, so I'm out looking as well. 

I started to build my portfolio by buying a personal house and then turning it into a rental.

@Jack Anderson We have seen properties with a purchase price as low as $150,000 benefit from a cost segregation study, but of course, the benefits of a study are different for each person and each property. 

Since it’s a personal question:Option A- I’m married to her.