It is really just a numbers game.

So for me i am thinking about joining the Game by wholesaling this way i dont have to use my own money or credit ..and i can just keep paying down on those debts.

@Candace Ellison That sucks and is probably a game...see the tenant knows they just have to not sign for it and then you can not prove service. 

However, maximizing rent is not my game. 

So that they have a little on going skin in the game if they feel it is truly a good deal

you could play the arbitrage game and borrow at 4 or 5 on your heloc then use those funds to invest with a really good HML in Bend that is doing short term flips probably make 10 to 12 gross and net 5% to 7% on your arbitrage..or you could just use the money for quick turn and burns.. if you have the band width to do those.. 

Scott as a big high stake insurance litigator also and so knows the fraud defense game very well. 

I am not an agent nor a wholesaler but I have researched enough to know that it varies a lot state to state and you most likely want to consult a real estate attorney in your state prior to doing so.As far as I know, it is completely possible to wholesale as an agent, but they are held to a higher standard and as you alluded to as require certain disclosures such as the fact that you are an agent.

Start to generate income, start to get into the rental game How did you find this deal and how did you negotiate it?

If you were concerned about anonymity, an LLC is not your best strategy but your kind of late to the ball game as it relates to privacy.