For a basic application, I'd recommend at the very least three years of employment and rental history, two emergency contacts to have on file, two-to-three personal references, and disclosure of any pets or unique circumstances.

This sets up my 5 star review.We have a house book on the kitchen table for house and local details.

Owner financing is on the table, but they’d like to hear terms.

I believe the details and uniqueness to your longterm plans as investors, will determine how you setup your llc or llp and the specifics within..

I have seen this range from as low as $100 up to $300.Do I need to pay anything before sitting at the closing table?

That ensures there's some money on the table for the contractor.

Lastly, my partner and i both have full time jobs which could carry all the loans month to month if needed but i understand that is a unique situation and agree something everyone should consider before taking on additional debt. 

I suppose if it doesn't appraise and I don't want to come to the table with more cash to close, I could have a few options from there.a.

You can't do that if you pay top dollar at the closing table. 

Appraisers are supposed to look at location, configuration, size, condition, style and then after all of that is done, then they can get super picky with aspects pertaining to lot location, lot size, or uniqueness of the property or whatnot, such as the floor plan.