That means you either make a down payment sufficient for the equity required to refinance or you need cash to make up that difference. 

Please abstain from reprimanding me for getting into a deal without having sufficient funds saved up...I already am feeling dumb for that!  

While saving up for your house hack deal (even at 3.5% down you still need a decent chunk of change for closing costs, initial repairs and sufficient reserves) put all your money in a high yield savings account like Wealthfront or in T-Bills on Public.com.

I know that sounds weird, but don't propose a low or no money down seller finance deal if you don't have sufficient reserves.

For that I make sure there are sufficient jobs in the area that could afford it.

If the rents are high enough or there are enough properties to generate sufficient income do I run into any issues with the maximum annual contribution to a Roth?

Geez 1 mold thread would have been sufficient instead of spamming every mold thread around :roll:We don't have a mold problem now,we have a mold thread problem!!!!!

ie. 7% down (3.5% each) will not be sufficient for a conventional investment loan.Or are you saying that your deep-pocketed friend will let you off the balance needed, but will still give you 50% ownership? 

Your basic insurance policy with $300,000 in liability coverage should be sufficient in 99.999% of all lawsuits.5.

TREC contract, what clauses to use, what language to put in the special provisions and give yourself a sufficient option period.