Im looking to house hack a duplex in Philadelphia with an FHA loan, I put an offer in on a property and my realtor tells me that the seller warned us that the FHA may not approve the loan because the duplex is zoned as a SFH.

Any time the repairs are a large percentage of the purchase price warning bells need to ring.Any lender who funds this will have issues given the risks.How about telling the seller the deal is off.

There may be other options besides ignoring this or writing to restate the position and warn him off from further threatening language.

Just writing this post to help and warn wholesalers and investors as well. 

I will warn you to stay away from them.  

Now the head manager sends me a stern email saying "their services may not be the best fit for me".

When I bought mine, most on here, warned me of indy duplex's but i bought anyways.

A warning popped up about soliciting without joining the pro subscription and post in the marketplace.

Also if you provide no warning you can't just tack on a bunch of fees at the end.

If you (foolishly) use the credit report, ignore all medical and student loan debt because these are less than voluntarily incurred (I don't care about your politics).Verifiable income (to their personal account) and pay stubs are more valid indicator of *ability* to pay rent.Major warning sign to pre-pay rent months in advance without a STRONG reason to do so (i.e., rent comes from student loans for a semester at a time).