Interest rate, term, payment schedule (if applicable), late fees, points. 

As I am searching for people to fill out the lease in the townhouse, are there any suggestions for screening potential tenants (other than BiggerPockets Guide), such as template rental applications or useful online services? 

Their rent is less than my mortgage and expenses, so I deposit their checks into my personal account and pay bills from there.Not one software package out there seems to be able to handle this.

Hello everyone Devon here from Sunny SouthWest Florida(Estero), a little bit about me I am new license Real Estate Agent in Florida and I do have some real world experience in Rentals(New York area, Georgia) I would say far from a professional at it :-)  My professional background is in Software Development and Cloud Architect(AWS,Google) and Online Marketing.As I get older I am feeling the urge to go FT into Real Estate and enjoying the ups and downs of investing into Real Estate.I am definitely looking forward to sharing what I  know and experience I have in addition I am definitely looking forward to learning so much from all of you guys.Hopefully I will get the chance to meet some of you guys offline.- "Meet you on the beaches of the world"

If applicant owned a home, applicant may need to furnish mortgage information upon request.

I just accepted an application and starting to prepare the lease.

1 -No...I don't seek leads2 - Yes...reverse engineering.3 - I designed my own set of software (it started out as just an Excel form, and grew...) based on how I invest. 

I can’t say lacking the ground is as safe as having it, but driving isn’t safe, nor is cooking etc in certain applications.

Your broker may have forgotten, but when the appraiser reports back to the lender that it is a rooming house, the lender will walk away or only underwrite an LTV of 50-65%.Your best bet is either a private lender or finding a conventional lender which uses auto-approval software (TD is an example) and mortgage agent/broker who can steer you towards an application that qualifies for auto-approval (if at all possible).When we were first in the same situation, we approached a family member with a proposal to have their name on title and live in the house (rent and utilities free) in exchange for their serving as the Den Mother to keep the house in order.  

When I am looking for renters and doing the application process, am I required to send letters to the applicants that I am not renting to with a reason.