A few of you may have already seen a couple of my posts asking questions.I'm an 18 year-old freshman at the Citadel, which is in Charleston, and I'm definitely interested in networking there since I'll be there for at least three more years.I grew up in Fayetteville, NC, and recognize how good of a market it is.

After my 1st flip last year, in central Illinois, the GC filed a lien for non authorized Changes and other charges.

I did not give authorization for my GC to use unlicensed subcontractors and haven't seen any of their agreements.

But it's also important to recognize that oil will come back (although it could be a decade), it is an opportunity to buy at a discount in cities that produce many high-paying jobs in a good market.

@Oscar Beteta Yes, check with local authorities and pull necessary permits.

They're authorized to do small things like plunge the toilet or get hair out of the drain, but any kind of repair has to be paid for by me and I hire a professional or a handyman.

I just added myself as an authorized user to my mom's credit card to start building up my credit.

Let that grow for a few years in the background as you start your path to learning.As far as building credit, just have mom add you as a authorized user for her card, which would issue a card in your name, and let her just shred it or something if she's concerned about usage... what will really matter is you get some credit history that matches her use of the card... caveat here is only if she's good at paying things off... if she has bad credit habits, you'll just inherit that... but yeah, then once you're at 18, you'll have 2 years of credit history that hopefully is good, and you can leverage that towards your first loan with much more favorable terms than your average 18 year old.Recommended reads...Set for Life by Scott TrenchDrink from the fountain of information that is Investopedia.comAnd of course... keep up here on BP.

This month, Mark Helm, one of Louisville's top commercial brokers and author of "Creating Wealth Through Self-Storage", will share his story of how he got started investing in self-storage and how he's navigated the obstacles presented by the current pandemic.

I am hoping to find a lender that will recognize the rental cash flow as full supporting the rental properties debt so it does not weigh as much on DTI and if they can do that with no income verification that would be great.