I understand you are coming from a valid place, but to the seller it likely won't be viewed that way and you are only afraid of losing your job, not actually unemployed.

The predict the future product, but still apply past data to determine the value.  

Aside from the temporary shut down for hospitality type workers, Trade Shows are closed, manufacturing is on hold, products cant get sold etc. 

How are you scheduling your days, in order to be healthy, safe, and productive? 

They fill out an application and we validate previous landlord, income, etc.

And I agree - I doubt those rates are valid for investment properties, let alone STRs. 

Sure, the Federally backed products come with higher inspection criteria so you can't buy the crappiest property out there, but its a way to get started.I don't know your market at all, but perhaps you should get a single family or multi-family as a long term rental. 

Those in tough situations can have the judge delay or grant mercy before the eviction order.last, if you think it's right and fair did somebody in the marketplace that provides a product or service such as a landlord who provides a place to live, should continue to do it for free, why don't you be the first one to offer people a free place to live why you paid for it.

You still have a valid contract with them and they still have to pay rent. 

Definitely challenge it and review it with your agent and lender to see if the comps they used were valid.