Don’t lose sight of the importance of building relationships with people in your circles.

I know it’s a long haul to actually get my money but it’s the principle of it. 

I can always increase my Payments to Principle to speed the payoff.

Every single poster could make use of understanding some of the basic principles!

@Eric Koelling - Not to get to deep here but regarding decisions like this - I'm a fan of Occams Razor"Occam's razor (or Ockham's razor) is a principle from philosophy.

In terms of principle I wouldn't ever take on deal that is negative cash flow from the start.

You can throw the principle of the situation out the window.

It's usually silly stuff like whether or not to require trash cans be placed out of sight or basketball goals being permanent.

Tips:Math never liesStart safe and increase complexity/risk/rate of return as you gain experienceDon't step over dollars to pick up nickelsOut of sight is not out of mind"I wish I flew out sooner" will always outweigh "flights are expensive"Invest in a market area you are willing to retire to

Lastly I have a large Roth IRA from a previous employer I can get liquidity by getting contributions as return of principle.