I'm talking to a lender who is concerned that if he seller finances and if I bring in some hard money for the rest that the hard money lender will be in first position and he will be in second position.

My concern is that the rent comes in at different times. 

I wouldn't be so concern about the competition.

i have a real estate agent who is an investor who advised me to buy brand new homes ( i live in Louisiana) as there prices is cheaper and it appreciate faster and he has 7 of these. i'm not sure if that advise is valid or not and what i should do.all insight on how to find deals etc is highly appreciated and i have no clue about marketing as well.my main concern is that i want to start with 100K home 20K down payment maybe 150K home but i do not have a lot of cash to do a rehab i thought about HUD homes but i don't know if they are good deals or not, and i don't want to risk so much which my current finances as well multifamily homes almost do not exist in Louisiana as per my research and i can be greatly mistaken. so i'm thinking single family home or multi unit in a close by state with reasonable homes prices 100K-150K or cheaperall help and advises is appreciatedThank youMJ

When we did our first one, I was very concerned about the saleability, my agent assured me that at the price range ( 120k)  we would not have any problem selling it if we had a transferrable warrenty.

Thus far, our tenants are people separating from a long term relationship, leaving their parents' home for the first time, somebody here on temporary work assignment (which looks to maybe becoming permanent), somebody who just moved out here to take a new job and isn't sure of where they want to live permanently and somebody who is recently disabled, but is waiting for social assistance to come through and is living off of a 401k and needs to stay some place as inexpensive as possible to make her money stretch.  

As I shared with you before, a friend of mine in that market had the same renters for 13 years in a 3/2 in that price point.The location of that property has no shortage of renters in that price point.My only concern, which I shared earlier, would be capex.

It's just my opinion but many comments here seem to be based on electric tankless and also many concerns are centered around older technology.

However, if you told them landscaping was their concern and they signed on the dotted line that they understood, then yes charge them.  

The other concern is that I don't agree to something I didn't expect to.