What is their current default rate if any?

I greatly appreciate it.Best, Lauren 

Without knowing how long your process takes in your state, the best I would do would be to offer to loan her the money at some interest rate, and still follow through on collecting everything she owes.

I'm also always looking at rates and data to see if people are looking and not booking or how I'm ranking.

Cleveland would be a great market for you.

That is way too overleverage, and if a lender offers that to a first-time investor, you will be ripped off with rates and points.

He basically made us do a 15yr mortgage and we got a 2.1% rate.

What made you interested in investing in this type of deal?

Our current agent is the only agent who has suggested that we try to sell them separately since selling them together didn't appear to work.On the other hand, maybe prospective buyers are waiting to see how much lending rates decline in the next few months and what happens with the Costa-Hawkins proposition on CA ballots this November.  

Possible, yes, but you'll be looking at $5k-$6k in lender fees plus title fees, prepaids and escrows and a higher rate. $75k is a little easier to find and slightly lower rates/fees.