The masses do it, it's more accepted and feels safer. 

Extremely low vacancy rates, very low turnover, maximized rent trough improvements, create high resident satisfaction etc - all add up to a critical advantage over a 10 year period.I feel lucky that have landed in a market which had both cash flow and appreciation over the last decade. 

The improvement came elsewhere, with 82% feeling secure in their jobs, and a survey high 36% expecting mortgage rates to fall in the next 12 months.

She would like to sell it so that it's not a constant reminder and I completely understand why she would feel that way. 

Please feel free to reach out with any questions.

For shopping price, feel free to show lenders your Loan Estimate and see if what they offer compares. 

@Daniel K Houck I totally understand how you feel this way. 

I'm currently looking for my second property and feel maybe I just got lucky on my first property since I didn't run any numbers. 

I feel it would be good to have a seasoned vet in real estate to mentor me.I’ve discussed with others about utilizing my skillset to manage projects and even flip or turn properties for sweat equity/mentorship.

If you’re private lender/investor who want to connect, feel free to DM me.