Maybe I just need to pull more cash out to entice the lenders?  

Rental rates historically go up over time or remain flat so it may take a couple years for the rents to catch up to the higher debt costs, should they remain elevated, to entice the buyer pool currently remaining on the sidelines to jump back into the game. 

(although they don't grow as high, so there's less mowing once it's established -- that's a bonus!) 

The other bonus, the rental income form the other unit counts toward your qualification.

In California if the complex is less than nine years old law firms will entice the Board into a class action lawsuit which benefits only the law firm.$300000 condo in California is ONLY inland not likely in "Good areas" as you phrase. 

Now our goal is to refinance those properties before the end of the year so my banker can get a big fat bonus and I can get out of high interest.   

A cost segregation study is a strategic tax planning tool that separates the assets that have a shorter useful life and can be depreciated over 5, 7 and 15 years from the residential rental property or nonresidential ...

Remember there is some bonus content to help you.

The added bonus is this sets things up beautifully for a generational system, because upon any persons passing the asset never actually sells, it's simply an adjustment of beneficiaries of the trust, thus, sorry Uncle Sam no shake-down-upon-death, sorry bud. 

I have an offer that seems enticing and would like some guidance.