The amount of cash flow on a home will of course be contingent on the down payment.

@Andrew Steffens hit it on the head, in my opinion.

I do a lot of business on the nearby barrier islands of Anna Maria and Longboat Key.

Also, focus on 2 years of job/income stability.Class D Properties:Cashflow vs Appreciation: Typically, all cashflow with little, maybe even negative, relative rent & value appreciationVacancy Est: 20%+ should be used to cover nonpayment, evictions & damages.Tenant Pool: majority will have FICO scores under 560 (almost 30% probability of default), little to no good tradelines, lots of collections & chargeoffs, recent evictions.

This ticket also comes with one of the workshops on Sunday.

In either case look to list/find on Furnished finder. 

It's an FHA Streamline Refi, we've done it twice on our home.

Are there any lenders who can lend on this?

I'm also working on ways to separate myself from the majority of these wholesalers that are independent and not offering the best deals.

Can anyone shed some light on this for me?