conventional financing How did you add value to the deal?

This is hideously expensive.Closing Costs to Sell - ($300k * 3%) + flat fee listing $4500 = $13.5kNet Profit  - $ 20k House 2 : Single Family Home 4BR / 2.5 bath, 2900 Sq Ft Listed Price: $275k (would like to offer $260k)ARV : $420k (~$145sq ft based on comps)Closing Costs - $6k minus 1.5% kickback from buying realtor = total $2.1kFinancing- Assume I could use a conventional loan - 5% interest / 6 months= $6.2k (open to suggestions on financing)HOA - $300Taxes - $600 * 6 months = $3.6kRemodel Costs - $90k - The home has very dated finishings, definitely an elderly persons home.

@Raphael Abreu See if your lender offers a loan money down conventional loan first time home buyer product.

My understanding is PMI are not for FHA federal loans the P stands for private conventional loans. 

@Ross GleasonI was referring to conventional loans.

I’ve been looking at some properties in the valley, some of them grabbed my attention, unfortunately been having a bit of a hard time getting approved for conventional loans, and am currently looking for funding.

@Brendan Famoly  If you have the means to get a conventional, long-term, low-interest loan then I don't know why you would want to go personal money since that will likely be short term, higher-interest.  

look for VA, FHA loans, or conventional loans with PMI which types have a lot of 3-10% down payment loans.  

Conventional 30yr loan with 20% downHow did you add value to the deal?

Conventional owner occupied bank loan. 20% down.