Hi Erik, My first recommendation to look at DSCR loans through hard money or private money lenders. 

I see the chart but it doesn't have Reno on it and you don't mention any numbers for Reno to compare with that chart.

It is true your lot could constitute your contribution on the deal, but if you have a construction loan you're going to need to front the money along the way and get reimbursed by the lender as you're doing your draws. 

99.5% of loans are NOT assumable without lender consent.  

However, I am hoping to know if anyone may have a referral for a solid lender who offers long-term financing (25-30 Yr Ams) who allows for a full CLTV seller carry behind their first.I understand the reasons why that vast majority of lenders do not allow this - trust me, I do.

Here is a summary of the book.https://www.nateliason.com/notes/long-distance-real-estate-investing-david-greeneThe book also mentions the importance of having a rockstar Realtor, contractor, lender, and property manager.

That way you only need about 10-20% for the down payment and the hard-money lender will cover the rest AND they will cover the cost of repairs. 

Does anyone have recommendations of a good lender in the area?

When you look at the comps, try to compare it against the ones that are from the same neighborhood.

if not, get in touch with lenders.3. are you already in touch with real estate agents?