Feel free to shoot me a PM if you'd like to chat about your strategy. 

Does a property appraise for less or have less rent if there is a commercial building across the streets from it?

The RE used as collateral are either SFH, multi-fam, or small commercial (like a small retail store), and all in Calif. 

I got audited for my plane and got through it OK  with my log book and I always either flew IFR or with flight following so my destinations are on flight aware tagged to my N  number then just show the deals we bought or the loans I made in the locations I flew to or the bizz associates that I met with.. where i got hammered was on commercial flights.. credit card statements and receipts did not work or were not good enough I need to save the actual boarding pass. 

Quote from @Regina Blake: Hi, think about investing in Ohio as a Realtor, I can definitely tell you it is a great place for investors. if you have any questions, please feel free to contact me. 

If you would like to talk more in depth I would be happy to help, feel free to reach out to me via private message.  

Also, the closer you are to commercial (restaurants, bars, etc.) crime would be higher.

You should connect with a residential lender like @Joshua Jones before you pursue commercial or DSCR loans.

Commercial bank financing 30% down, 20 year amortization How did you add value to the deal?

Feel free to reach out in DM and I can share.