I'm looking to buy a house in Raleigh, North Carolina, and I wanted to figure out all the monthly expenses, including utilities, that I'll have to pay for when owning a home.Below is a list of monthly expenses I've identified so far.

All of these things can be largely avoided with an honest conversation with an experienced lender that knows what questions to ask to get an idea of what needs to be done.

Hi All,I am in the very early stages of this journey and am trying to figure out what the best step to take needs to be when jumping in.

I wish you all good fortune!

As compared to other states, Texas some of the strongest protections for home equity borrowers.Although the law is complex, the following provisions are among the most significant:Limits on Total Debt:The total of all mortgages may not exceed eighty percent (80%) of the fair market value of a homestead at the time a mortgage is issued.

She is calling my job, bashing me all over social media, etc.

If not, no worries at all. 

Credit card companies are for profit; they're offering 0% for a reason, after all!

This is a Maryland Historical Property, zoned for residential high density, with specific limitations on its usage due to its zoning.The property is massive, offering 8,276 square ft of space, including 5,445 square ft of finished area, and it features a substantial driveway.

Hi Yu Jin,Dayton is a step up from Toledo but also comes with a step up in price.The numbers make sense in many Ohio cities.You make money when you buy and not when you sell.So look for off market (We do a lot of direct to seller), negotiate hard, buy with cash and buy quickly.Great deals don't last so you need to know the numbers very well in your target market.I've flipped hundreds of properties in Toledo since 2014 and am glad to say that I know the market like my back pocket.All I need is the address, scope of work and how much I can buy it for.Quick access to AREIS, the MLS to run comps and "ka ching".I know if it's a deal or not.Immerse yourself in the market and become a market expert on the numbers.Nothing comes easy mate and all good things take time.If you are looking to build a rental portfolio in Ohio you have to build a big one.Buying 1 or 2 properties and expecting a significant impact to your bottom line from a net-worth or cashflow standpoint isn't worth the risk IMO.In all sub $100,000 markets, it's important to build a large portfolio as there is a high likelihood that you will have repairs and vacancy on 1 or 2 properties at any given moment.Just my opinion and all the best.